Should Everyone Still Carry Cash?

Fewer people these days still carry cash and among those who do, the amount they have on their person isn’t generally very much. Is this a good idea?

A recent post at The Art of Manliness listed five reasons a man should still carry cash. See the full list here.

One of the five involves being able to handle small-scale emergencies. Here in Charleston, finding a decent place to park almost always requires parking in a nearby parking garage. There are more people than places to park and there are more and more people, it seems, on a daily basis.

If I have to make a quick visit to a downtown store — which most likely means the Apple Store — I usually have to pay cash for a parking space. The rare times I go to a downtown restaurant that doesn’t have space in its own parking lot, I need cash for the same reason.

I rarely, if ever, carry more than $20. But that means that I know I can’t take forever inside one of those locations.

You never know when you’re going to need a few bucks. And you never know when you’re going to run into a place, even this far into the 21st century, that’s not able to accept plastic.

Speaking of plastic, that’s another important point on that list of five reasons. When you carry plastic — and who doesn’t these days? — you have a real temptation you may rarely think about.

If you didn’t have those credit cards burning  a hole in your pocket, you’d have to pay for everything with cash. That’s how it was in the old days, you know.

With credit cards, you’re always tempted to buy more than you otherwise would, then worry about paying that balance (or carrying it) later.

These days, almost everyone has at least one credit card in their pocket. They’re certainly great for emergencies or bills you didn’t anticipate. But they can cause other bills to pile up faster than you realize. 

Those two reasons are the ones that I try to keep that $20 or so in my wallet.

You never know when you’ll need at least a little cash. And it’s always better to have it than not have it.

How about you?

Do you still carry cash these days? Why or why not?

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Patrick is a Christian with more than 28 years experience in professional writing, producing and marketing. His professional background also includes social media, reporting for broadcast television and the web, directing, videography and photography. He enjoys getting to know people over coffee and spending time with his dog.